Wait, What? Evernorth Actually Expanded TMS Coverage?
No way. Nope. This can’t be real. Neuronavigated TMS insurance coverage finally getting approved? Insurance companies actually doing something useful? Well, they actually are—Evernorth now covers rTMS, dTMS, and OCD TMS!
For YEARS, getting TMS therapy covered has been like trying to get a cat to take a bath—painful, frustrating, and borderline impossible. They’d cover Major Depressive Disorder (MDD) TMS, but if you needed help with OCD? Tough luck. If you wanted the more precise Neuronavigated TMS instead of the standard version? Forget about it.
But now, Evernorth Behavioral is finally catching up to reality. They’re expanding coverage to include:
- Neuronavigated TMS – Precision treatment that actually targets the right spots.
- rTMS (Repetitive TMS) – The tried-and-true method that’s been helping people for years.
- dTMS (Deep TMS) – Gets to the deeper brain structures for even better results.
- OCD TMS – Because OCD is not just “being really organized.”
If you’ve been holding off on treatment because insurance refused to acknowledge your existence, this is your moment.
Insurance Actually Doing Something Right? Mark This Day in History.
Let’s be real—insurance companies are experts at saying “no.”
“Try another medication.”
“Have you considered yoga?”
“Sorry, we only cover what’s cheapest for us.”
It’s exhausting. But this? This is a win. Expanding coverage beyond just MDD TMS means that people struggling with treatment-resistant depression and OCD finally have access to an effective, drug-free solution—without emptying their savings.
And let’s talk about Neuronavigated TMS for a second. This is a HUGE DEAL. Traditional TMS is like trying to hit a target in the dark. Neuronavigated TMS? It’s using a GPS to guide the treatment exactly where it needs to go.
Before, if you wanted this high-tech, ultra-precise version of TMS, insurance basically laughed in your face. But now? Evernorth is finally stepping up. According to Evernorth’s official coverage policy, they now recognize Neuronavigated TMS insurance coverage, including rTMS, dTMS, and OCD TMS—making treatment more accessible than ever.
Let’s Answer the Big Questions
1. What does this actually mean for you?
It means if you’ve been struggling with depression or OCD and traditional meds haven’t worked, you finally have insurance-backed access to a treatment that DOES work. No more “we don’t cover that” nonsense.
2. Who qualifies for this coverage?
If you have Major Depressive Disorder (MDD) or Obsessive-Compulsive Disorder (OCD) and have tried at least one other treatment (therapy, medication, etc.), you probably qualify. But, of course, insurance loves paperwork, so check with your provider.
3. How do you ACTUALLY get TMS covered?
Here’s the game plan:
✔ Step 1: Find a TMS provider (Mindful TMS can help!).
✔ Step 2: Get your doctor to submit a pre-authorization (because insurance loves their red tape).
✔ Step 3: Get approved, book your sessions, and actually start feeling better.
4. Is TMS actually safe?
100%. It’s FDA-approved, non-invasive, and has fewer side effects than medication. You’re not getting electroshock therapy—just targeted magnetic pulses that help reset your brain’s activity.
5. Where can you get Neuronavigated TMS?
Right here. Mindful TMS offers it—and we even help you deal with the insurance nonsense so you don’t have to lose your mind before treatment even starts.
This is Your Sign to Stop Waiting.
Look, We get it. Dealing with insurance is soul-draining. But for once, the system is working in our favor.
🔹 If you’ve been waiting for TMS therapy to be covered—THIS IS IT.
🔹 If you’re tired of meds that don’t work—IT’S TIME.
🔹 If you’ve been putting your mental health on the back burner—STOP.
No more waiting. No more fighting insurance alone. Let’s make this happen. Book a consultation today.